Terms and Conditions
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS SITE, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS WHICH ARE SUBJECT TO CHANGE AT ANY TIME AT OUR SOLE DISCRETION. YOUR CONTINUED USE OF THIS SITE WILL CONSTITUTE THE ACCEPTANCE OF THE MODIFIED TERMS AND CONDITIONS.
This website (the “Site”) is provided subject to the Terms and Conditions described herein, together with those terms set forth in any application you may complete and submit. If you visit the Site, you agree to be bound by these Terms and Conditions. Cash Store (referred to herein as “we”, “us”, “our”, or “Cash Store”) grants to you, for your personal use only, a nonexclusive, limited and revocable right to access and use the Site. These Terms and Conditions, including the Privacy Policy, applies regardless of how you may access the Site, including through a mobile device.
Arbitration is a means for legal matters between parties to be resolved by a neutral arbitrator rather than a Court. The Cash Store has a policy of arbitrating all claims, demands, and disputes which cannot be resolved in a small claims tribunal, including the scope and validity of this arbitration provision and any right you may have to participate in an alleged class action (hereinafter “dispute(s)”). All customer agreements contain another arbitration provision that supersedes this arbitration provision and governs the resolution of disputes. However, if you do not enter into a customer agreement with us, then this arbitration provision governs the resolution of disputes. You agree that YOU ARE WAIVING YOUR RIGHT TO HAVE A TRIAL BY JURY, OR TO PARTICIPATE IN A CLASS ACTION, to resolve disputes against us, our agents, and/or owners.
Trademarks and Copyrights
The Cash Store name and logo are federally registered trademarks and property of Cash Store Copyright in the pages and in the screens displaying the pages, and in the information and material therein, is owned by Cash Store unless otherwise indicated. All other trademarks and service marks not owned by Cash Store that appear on the Site are the property of their respective owners.
Use of the Site
You may not download, view, copy and print information and any other aspect of this Site, unless expressly consented to by us, or: (i) solely for your personal, non-commercial purposes, such as to print consents, disclosures, agreements, and other pages specifically related to your transactions with us; and (ii) provided that no proprietary notices or disclaimers therein are modified, obscured or altered. The information on this Site is for informational purposes only and although we strive to be accurate, we do not warrant the Site’s completeness, timeliness or accuracy.
Privacy Policy
We are committed to protecting your privacy. All information gathered from you in connection with your use of this Site will be treated in accordance with our Online Privacy Notice and Privacy Policy, please click here to review our policy and print a copy for your records.
Security
We maintain physical, electronic, and procedural safeguards that comply with state and federal regulations to guard your information.
This notice should not be construed in any way as guaranteeing or warranting as fail-proof the security of information exchanged via the cashstore.com website.
Mobile Terms and Conditions
Effective Date: June 2025
Transactional Texts
The Cash Store application provides an opportunity to opt-in to Transactional Messages via text message. You can also receive Transactional Messages from Cash Store through your mobile device by texting JOIN to 33484. By doing so, you will receive text messages regarding your transactional events through mobile text alerts using an automatic telephone dialing system. Message and data rates may apply. The number of messages you receive will vary based on account activity. By signing up, you are confirming you are over the age of 18. Cash Store applications received through www.cashstore.com provide an opportunity to opt-in to Transactional Messages via text message.
Cash Store applications provide an opportunity to opt-in to Marketing Messages via text message. You can opt-in to receive Marketing Messages from Cash Store through your mobile device by texting JOIN to 27174. By doing so, you will receive text messages regarding upcoming product offerings through mobile text alerts using an automatic telephone dialing system. Message and data rates may apply. The number of messages you receive will vary based on account activity. Consent to receive Marketing Messages via text message is not required as a condition of purchasing any goods or services. By signing up, you are confirming you are over the age of 18.
STOP Information
Text STOP to 27174 to stop receiving Marketing messages from Cash Store (you will receive a confirmation text).
Text STOP 33484 or 234-752-8473 to stop receiving Transactional messages from Cash Store (you will receive a confirmation text).
For all other programs reply STOP to unsubscribe.
HELP Information
For additional information, text HELP to 27174 or 33484 or 234-752-8473 or contact 888-950-2274 .
For all other programs reply HELP for additional assistance.
Supported carriers are:
AT&T, Sprint, T-Mobile®, Verizon Wireless, Boost, Cricket, MetroPCS, U.S. Cellular, Virgin Mobile, ACS Wireless, Appalachian Wireless, Bluegrass Cellular, Carolina West Wireless, Cellcom, C-Spire Wireless (formerly Cellsouth), Cellular One of East Central Illinois, Cincinnati Bell Wireless, Cross (dba Sprocket), Duet IP, Element Mobile, EpicTouch, GCI Communications, Golden State, Hawkeye (Chat Mobility), Hawkeye (NW Missouri Cellular), Illinois Valley Cellular, Immix (Keystone Wireless / PC Management), Inland Cellular, iWireless, Mobi PCS (Coral Wireless LLC), Mosaic, MTPCS / Cellular One (Cellone Nation), Nex-Tech Wireless, nTelos, Panhandle Telecommunications, Peoples Wireless, Pioneer, Plateau, Revol Wireless, Rina - Custer, Rina - All West, Rina - Cambridge Telecom Coop, Rina - Eagle Valley Comm, Rina -Farmers Mutual Telephone Co, Rina - Nucla Nutria Telephone Co, Rina - Silver Star, Rina - South Central Comm, Rina - Syringa, Rina - UBET, Rina - Manti, South Canaan / CellularOne of NEPA, Thumb Cellular, Union Wireless, United, Viaero Wireless, West Central Wireless, Leaco, Nemont/Sagebrush. T-Mobile is not liable for delayed or undelivered messages.
We take your privacy seriously.
Important Information About Procedures for Applying for a Loan
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
Prohibited Actions
As a condition of your use of this Site, you agree that you will not, and you will not take any action intended to: (i) access data that is not intended for you; (ii) invade the privacy of, obtain the identity of, or obtain any personal information about any customer or user of this Site; (iii) probe, scan or test the vulnerability of this Site or our network or breach security or authentication measures without proper authorization; or (iv) attempt to interfere with service to any user, host or network or otherwise attempt to disrupt our business. Violations of system or network security may result in civil or criminal liability.
Links
This site may contain links to web sites controlled or offered by third parties (non-affiliates of Cash Store). Cash Store hereby disclaims liability for, any information, materials, products or services posted or offered at any of the third-party sites linked to this web site. By creating a link to a third-party web site, Cash Store does not endorse or recommend any products or services offered or information contained at that web site, nor is Cash Store liable for any failure of products or services offered or advertised at those sites. Such third party may have a privacy policy different from that of Cash Store and the third-party website may provide less security than the Cash Store site.
No Warranty
The information and materials contained in this site, including text, graphics, links or other items are provided "as is", "as available". Cash Store does not warrant the accuracy, adequacy or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, expressed or statutory including but not limited to the warranties of non-infringement of third-party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.
Limitation of Liability
In no event will Cash Store be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this site or any linked site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Cash Store, or representatives thereof, are advised of the possibility of such damages, losses or expenses.
Availability
This site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.
Modification or Discontinuance of the Site
At any time and for any reason, without notice to you, we may modify or discontinue the Site. We shall in no way be held liable for any consequence which results from our decision to modify of discontinue providing the Site to you.
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Loans Rates and Terms by State
Select your state below to view important rates, terms, and disclosures unique to the state.
Online Disclosures
Cash Store is not a direct lender in Texas, where instead it acts in the capacity as a Credit Services Organization in conjunction with third-party lenders.
* Approval depends upon meeting legal, regulatory and underwriting requirements. Originated loans can be funded in as little as 30 minutes to a debit card. Funding times may vary based on the consumer debit card bank. Funding to a MasterCard may be subject to restrictions. Funding by ACH may occur as soon as the same day. Retail applications completed online can obtain a "Conditional Approval" at any time. Retail locations can provide funds, upon approval, during regular business hours. Check https://locations.cashstore.com for detail on store information. All times and dates are based on Eastern Time (ET). Online amounts may vary by state. Please see the website for details. All products and service options are subject to change without notice. Cash Store may report customer loan information to one or more credit reporting agencies. Late payments, missed payments and other events of default may be reflected in customer credit reports. See cashstore.com for details. The lender may, at their discretion, verify application information by using national databases that may provide information from one or more national credit bureaus, and the lender may take that into consideration in the approval process.
We do not report credit in Texas.
Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. All available products subject to applicable lender’s terms and conditions. Actual loan amounts vary. See Loans Rate and Terms for specific information and requirements.
Cash Store currently operates online and in store in: Idaho, Texas and Wisconsin.